mortgage
Washington (AFP) - The popularity of remote work in the United States has emptied office buildings, a cause for worry as their value falls and owners risk losses on property loans -- in turn putting pressure on smaller banks. "There will be bank failures, but this is not the big banks," said US Federal Reserve Chair Jerome Powell on Thursday. In San Francisco, Washington and even New York, offices have been seeing half the number of people as before the pandemic, with white-collar workers reluctant to return to commuting. Office vacancy rates across the country have risen to 13.5 percent in 20...
AFP
It is possible to save money and achieve your long-term goals through mortgage refinancing. Taking advantage of favorable market conditions and understanding the refinancing process is an effective way to potentially save thousands of dollars. As you read this guide, you will discover the steps involved in refinancing your mortgage, explore the benefits and considerations, and get practical tips to ensure a successful refinance. Understanding Mortgage RefinancingWhat is mortgage refinancing?When you refinance your mortgage, you replace your existing loan with a new loan that has different term...
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When it comes to asking rents, not all regions are created equal. Jonas Bordo of Dwellsy breaks down which areas of the country are most—and least—expensive for single-family homes and apartments. (Surprise…America’s Heartland wins!) Los Altos, CA (August 2023) – As U.S. regions go, the Midwest is often overlooked and (just ask many residents) unfairly maligned. The truth is, you can explore its numerous vibrant cities, unplug in its national parks, paddle its waterways, get to know its friendly residents, and even sample each region’s signature BBQ recipes. “I say we stop referring to the Mid...
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Large utility project, residential starts power growth to begin Q3 Year-to-date through July 2023, total construction starts were 7% below that of 2022. Residential and nonresidential starts were down 21% and 7% respectively; however, nonbuilding starts were up 20% on a year-to-date basis. For the 12 months ending July 2023, total construction starts were 3% higher than that of 2022. Nonbuilding starts were 21% higher, and nonresidential building starts gained 16%. Conversely, on a 12-month rolling basis, residential starts posted a 17% decline overall. “Construction starts have plateaued and ...
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Nationwide, rents remained fairly flat in July. But in some markets, prices soared several dozen percentage points higher than they were a year ago. Jonas Bordo of Dwellsy shares 20 cities across America where renters are experiencing more than a little sticker shock. But when it comes to markets with the fastest-rising rents, well, that’s a different story. This group changes rapidly and unpredictably, and often includes cities you’d never expect. “July’s hottest rental markets are spread all over the country—from the East Coast to the West…and lots are in the Midwest, too,” says Bordo, coaut...
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Utah is the fastest state to sell your home in with an average of 27.07 days taken to close a saleOregon, Georgia, and Wyoming have an average of 31 days to close a saleNationwide, closing a sale on a home takes an average of 33.5 daysWhen transacting real estate, one must consider how long it takes to close the sale, especially if the plan is to sell a home and buy another at the same time. UtahUtah ranks as the easiest state to sell a home, with an average of 27.07 days to close in 2023. This is 4% faster than the same period in 2022, which had an average of 28.43 days to close in the state....
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Maine is the state with the most vacant housing, with an average home vacancy rate of 23.9% between the years of 2011 and 2021Alaska and Vermont take second and third, respectivelyCalifornia comes in with the lowest vacancy rateNew research has revealed the states with the most vacant housing, with Maine coming out on top. The States With The Most Vacant HousingMaineIt found that Maine has a higher percentage of vacant housing units than any other state, with 23.9% on average between 2011 and 2021. 2013 was the year in that period where vacancies were highest with 26.6%, and they were lowest i...
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