The Top 16 Financial Books of All Time
According to Bankrate, only 48 percent of U.S. adults have enough emergency savings to cover three months of expenses. Additionally, only 43% of U.S. adults would use their savings to pay for an unexpected emergency expense. Even worse? 36% of Americans have more credit card debt than emergency savings as of January 2023, the highest figure since 2011. Among those who have emergency savings, 51% have more than they owe on their credit cards. Why is this such a big deal? In the absence of an emergency fund, you are at risk of being financially at risk. Is your vehicle in need of a new brake lin...