credit
Economic cycles govern our personal and financial lives. Life’s uncertainties—job loss, emergencies, foreclosures, bankruptcies—can severely damage credit. While financial crises can be daunting, they are not the end of the road. With a commitment to bouncing back, discipline, careful planning, concrete goals, and strategic choices, it is possible to recover from financial troubles and rebuild your credit status. Bad credit carries numerous disadvantages. It makes it challenging to qualify for credit cards and loans. It puts you at a disadvantage in the job market. It can complicate simple lif...
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Buying a house is an exhilarating stage in life. A home to call your own. Many people who today are homeowners would not have been able to get to the point of buying their house without the advantage of a cosigner. According to Forbes, 1 in 6 adults have cosigned on a loan at some point in their life. A cosigner is a great way for someone to get a mortgage when they don’t have enough of their own income to qualify for a mortgage loan. Cosigning may seem like a very simple and win-win favor you might do for the benefit of your family member or friend. However, cosigning is not always as simple ...
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