creditcards
It’s not uncommon to hear horror stories about ruined credit scores caused by credit card debt. After all, It’s important to remember that using credit cards comes with some risks, and you may be nervous if this is your first time using one. Most notably, falling into credit card debt. However, taking advantage of rewards, points, and other perks can help you save or earn money when you shop carefully and use your credit card strategically. As long as you follow two simple rules, you can do it without going into debt: charge only what you can afford and pay off your balance monthly. Moreover, ...
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How many credit cards should you have? That’s a good question to ask. But, I think you know the answer if you’re buried under debt. And, that’s not having more than one credit card — if any at all. The main problem with multiple credit cards? Your debt repayments can become unmanageable. At the same time, there’s no one-size-fits-all answer to how many credit cards you should have. What’s more, there are a variety of rewards available with multiple cards, including miles and points as well as cashback. Additionally, credit cards can have a positive or negative effect on your credit score. Desp...
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Choosing the right credit card as a senior or retiree can sometimes be tricky. There are many options available, and it’s essential to find one that offers the best benefits for your current needs. Unfortunately, those needs and our preferences change as we age, so the card that was our ideal fit in our twenties or thirties is probably not the best fit for us today. This article will highlight five of the best credit cards for seniors and retirees in 2022. I’ll also explain why these cards stand out from the competition. So whether you’re looking for a new card to add to your stack or just sta...
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