financialfuture
No matter what your goals are in life, if you want to succeed in achieving them, then proper planning is a must. After all, like Benjamin Franklin, once said, “If You Fail to Plan, You Are Planning to Fail.” Even though there’s actually little evidence that Franklin coined the adage, over the years there have been three popular versions using “plan” and “prepare;” Failing to plan is planning to fail.The person who fails to plan plans to fail.By failing to prepare you are preparing to fail.Whatever the origins of this saying, success does not happen by chance. Knowing where one is going and how...
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According to the 2021 results of its annual study, Hearts & Wallets, a research and benchmarking company that analyzes consumer behaviors around saving, investing, and seeking investment advice, found that 39% of consumers plan on retiring before the age of 65. That’s the most significant share since 2010. The study also reported that 18% of people plan to retire before age 59. It also found that: Over 38% of respondents under age 54 will retire full-time by age 55.Only 32% of older workers, or pre-retirees, expect to stop working full-time in the next five years.44% of respondents in the pre-...
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When your finances are in order, you just feel better. You also have a better sense of how to save and plan for your financial future. Plus, you have less to worry about at night, and you know the complete picture of your wealth. Sound good? Unfortunately, a vast majority of Americans suffer from a lack of personal financial planning. How bad is this problem? CNBC reporting suggests that around three-quarters of all adults are just “winging it” when it comes to money matters. Just as troubling, Bankrate has determined that 28% of people age 18 and older have no cash reserves. These are problem...
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