personalfinance
ValueWalk
Are there times when you have dreamed of achieving a specific goal but have felt unsure how to accomplish it? Maybe you aspire to have a fulfilling career, to be in a loving relationship, or to have financial security. Thankfully, these aspirations aren’t just wishful thinking. The universe has a powerful secret that can help you manifest anything you desire. Manifesting is not a magic trick, however. It is the combination of intention, belief, and action. The key is aligning yourself with your goals and harnessing the power of the universe to achieve them. This is how the law of attraction wo...
Due
ValueWalk
Making extra money is always welcome, but finding additional income sources with busy lives and work commitments can seem daunting. However, with careful planning and strategy, it is possible. Take it from Lisa Johnson, a mother of twins and best-selling author of "Making Money Online." Now a global business strategist, this 46-year-old mum transformed her life from being £35,000 in debt to earning £16m over just six years. Her secret? Side hustles. According to Lisa, side hustles can significantly boost your income with minimal effort and investment. But can anyone really do it? Here are ten ...
IBTimes
“The best thing money can buy is financial freedom.” — Rob Berger, author of Retire Before Mom and Dad. Who wouldn’t want to become financially free and retire earlier, healthier, and wealthier? But we have a problem here. We don’t know how to manage money well. In fact, 48% of Americans feel anxious and overwhelmed when managing personal finances, and 39% confess they have no idea where to begin. We know where – with the best personal finance podcasts recommended by those who’ve already started learning from them. What knowledge can you get? Podcasts on Personal Finances – What They Can Teach...
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It wasn’t so long ago that the words “financial freedom” seemed like a distant dream. After all, I was drowning in student loans, which meant I lived paycheck to paycheck. Because of this, I was constantly worried about money. And I hate to admit it, but I may even have missed a payment. Obviously, I’m not the only one. Based on a Payroll.org survey from 2023, 78% of Americans live paycheck to paycheck, up 6% from last year. That means more than three-quarters of Americans struggle to save or invest after paying for their monthly expenses. In the same way, a Forbes Advisor survey in 2023 found...
Due
Most people believe that one should have at least three to six months of living expenses saved up as an emergency fund. However, two experts argue that this approach may not be feasible in the current economic climate. Emergency funds are not just extra, expendable money in one's bank account. This is a carefully planned and saved amount that one only gets to use for specific purposes or emergencies. This stash is a safety net for life's disruptions and helps cover unexpected medical bills or job loss. The ideal emergency fund amount, however, remains a subject of debate. In the wake of the gl...
IBTimes
ValueWalk
It can be difficult to build a healthy savings habit during financial stress. For this reason, nearly half of American adults have $500 or less in their savings accounts. According to a GOBankingRates survey from November 2023, they are susceptible to unexpected expenses. But what if you could start small and watch your savings grow steadily over time? Enter the biweekly money savings challenge. What is the Biweekly Money Savings Challenge?By gradually increasing your savings amount every two weeks, this challenge is a fun and flexible way to build your savings habit. With its small size, it i...
Due
ValueWalk
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