personalfinance
ValueWalk
ValueWalk
ValueWalk
For many people, understanding financial advice can be daunting. The sheer amount of information about budgets, investments, and debt management can be paralyzing. However, what if something was missing, a fundamental shift that simplified everything? Enter the power of intentionality. Intentionality doesn’t have to be as complicated as a financial product or strategy. The key is consciously directing your thoughts and actions towards a desirable financial outcome. To put it another way, it connects the “what” (financial goals) to the “how” (specific actions). This is what transforms good fina...
Due
According to the latest Quarterly Report on Household Debt and Credit released yesterday by the Federal Reserve Bank of New York, total US household debt increased by $184 billion or 1.1% quarter-over-quarter in Q1 2024 to reach $17.69 trillion. While mortgage balances also jumped by $190 billion to $12.44 trillion, credit card balances declined in Q1 by $14 billion to reach $1.12 trillion, typical post-holidays. However, 9% of credit card balances became delinquent. Delinquency rates were the highest among credit card holders who maxed out their credit limit or had a relatively high credit ut...
IBTimes
ValueWalk
It’s no secret that we live in a world obsessed with “more.” But, as Benjamin Franklin said, “Many a man thinks he is buying pleasure when he is really selling himself to it.” However, minimalism offers a refreshing approach to personal finance. Despite the misconception, this isn’t about deprivation or hardship. Rather, it’s about aligning your finances with your values and finding freedom in simplicity. By using this approach, you will be able to: Save more money. You can invest in your future with more left over by cutting unnecessary expenses.Reduce stress. The less clutter in your finance...
Due
ValueWalk
Recent proof has come out of Asia’s digital payments domination – in particular India’s – over developed nations traditionally associated with higher financial sophistication. According to Invezz.com, India is the single fastest-growing region for cashless transactions in 2023 and 2024, which cites a raft of recent research on this. Asia the world’s number one On May 10 Statista, citing recent research from the Capgemini Research Institute for Financial Services Analysis, showed how the Asia-Pacific region, led largely by India, will make more digital payments than Europe and North America com...
Invezz
Sophia, a 67-year-old retired civil servant, loves welcoming her ten grandchildren on Sundays during summer for barbecues in Cornwall, England. However, only half of them are her biological grandchildren. The others are of her partner David's. "I love them to bits and treat them like my biological grandchildren. I shower them with love and affection, spending the same on their Christmas and birthday presents," she said. Despite equal love for all, Nona, as her grandchildren call her, doesn't plan on parting her £600,000 estate with the step-grandchildren when she passes to honour her late husb...
IBTimes
閲覧を続けるには、ノアドット株式会社が「プライバシーポリシー」に定める「アクセスデータ」を取得することを含む「nor.利用規約」に同意する必要があります。
「これは何?」という方はこちら