personalfinance
Financial guru Dave Ramsey believes you can save $22,995 over 30 years by skipping coffee. Meanwhile, financial coach and author Ramit Sethi thinks skipping coffee isn't how millionaires got there. Ramsey and Sethi have helped countless clients get out of debt, budget efficiently, and achieve life goals like buying a house or saving for retirement. However, their perspectives on living a rich life and how to get there from scratch are unique. Both Had Money Losses Before Bouncing BackWith real estate and finance specialization, Ramsey lived a rich life before all hell broke loose. By age 26, h...
IBTimes
ValueWalk
ValueWalk
ValueWalk
Is it time to say goodbye to take-out menus and processed dinners and switch to making your own meals? At first, this may seem daunting, but getting started in the kitchen isn’t as difficult as it looks. Plus, it’s a lot more fulfilling, delicious, and ensures youmake the most out of every dollar. The Benefits of Cooking from Scratch Before we get started on chopping, sautéing, and simmering, let’s address the elephant in the room: why bother cooking from scratch? Flavor explosion. In terms of depth and complexity, it is often difficult to compare pre-made meals to home-cooked meals. By cookin...
Due
ValueWalk
JP Morgan CEO Jamie Dimon has been widely criticised for suggesting that average Americans are doing well financially despite rising inflation and stagnant interest rates putting a strain on household budgets. Dimon sparked outrage with comments on The Wall Street Journal podcast, "The Journal." Dimon, whose net worth is estimated at £1.67 billion ($2.1 billion) by Forbes, stated that consumers "still have excess money from COVID." Downplaying concerns about the economic impact on everyday Americans, Dimon told interviewer Emma Tucker, "The consumer's in pretty good shape right now." However, ...
IBTimes
ValueWalk
ValueWalk
A Reddit user expressed shock in a post after finding out he could pay for milk and bread in instalments. Financing for milk and bread? Yes, you read that right—Klarna's "Shop Now Pay Later" app allows you to buy groceries and shop for almost anything from top brands across the globe, such as Nike, Instacart, Prada, Temu, Yeti, and Prada. However, credit for daily essentials could tempt people to get trapped in repayments, interest payments, and penalties, according to the Redditor. The person stressed that the system is being influenced in such a way that we are compelled to get by with credi...
IBTimes
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