secure20
The Secure 2.0 Act of 2022, a bipartisan retirement savings law, was signed into law by President Biden on December 23, 2022. As part of Secure 2.0, workplace savings plans will be expanded, retirement account contributions will be rewarded, and retirement tax incentives will be reshaped. As a result, retirement savings accounts will undergo numerous changes for years to come as a result of the retirement savings law. For example, tax breaks are available for 401(k), 403(b), Roth, IRA, and CAL accounts, among others. Obviously, these changes could have a significant impact on your retirement s...
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On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make the income tax system more progressive. Biden’s plan would also raise taxes by $2.4 trillion over the next ten years. Meanwhile, the Biden administration wants everyone making more than $100 million to pay at least 20% of their income in taxes. This would include unrealized capital gains. Currently, these are not taxed. And, at the same time, SECURE 2.0 passed the House on March 29. “The retirement savings legislation, also known as SECURE Act ...
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