smartretirement
Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the U.S., many institutions offer senior citizens free college courses? Taking advantage of these programs is a great way to discover new interests, stay on top of your intellectual game, and prevent isolation. Even better? A grade isn’t always important. Audit classes are often offered without homework or exams for seniors in many schools. Furthermore, retirees may be ...
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Traveling can be a completely freeing experience, regardless at which age you decide to do it. Having the mobility and chance to leave an environment in which you are comfortable and familiar to immerse yourself in a completely new world of cultural experiences is a priceless sensation that leaves a lasting impression. For those of us who have started planning for retirement or at least considered the financial considerations following the years after leaving the workforce, a desire to travel the world, or at least the country, can easily help make your golden years feel more memorable. Though...
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I recently came across a quote from Fulton Oursler, a journalist and prolific playwright, that shook me to my core. “We crucify ourselves between two thieves: regret for yesterday and fear of tomorrow.” In my opinion, that’s spot-on when it comes to every facet of life. But, I think it’s it’s especially applicable when it comes to retirement. For instance, according to a Transamerica survey, the most commonly cited retirement fear is outliving your savings. Fifty-two percent of all workers, both young and old, reported that they’re afraid of outliving their savings and investments. What’s more...
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