businessfinances
America’s small businesses face unprecedented challenges. Small business bankruptcy filings increased 78% over the past year, driven by impending changes to bankruptcy law and ongoing uncertainty about the overall economic outlook. Chief among these concerns is whether, when, and by how much the Federal Reserve Bank of the United States will begin cutting interest rates. Higher “Fed” interest rates mean small businesses pay more to borrow money, which directly impacts how much of each sale they get to keep for themselves. As a business owner, you indeed wish things could be easier. On the othe...
Due
The finance industry is undergoing a revolution, and AI is at the forefront. Businesses are increasingly turning to artificial intelligence to manage their finances more effectively and efficiently. AI applications are being used to detect fraud, forecast trends, manage risk, and optimize operations. With the potential to revolutionize the future of finance and business, AI is quickly becoming an invaluable tool for businesses. In this article, we will explore the current state of business finances, the applications of AI in financial management, the benefits of AI in financial management, and...
Due
It can be difficult to keep your business and personal finances separate when you own a small business. It is especially challenging to keep your accounts divided if your business is structured as a sole proprietorship. Since sole proprietorship is considered a nonentity, there is no legal separation between you and the business. Q3 2021 hedge fund letters, conferences and more When you set up your business as a Limited Liability Company (LLC) or corporation, however, you must have separate business bank accounts. Keeping the two separate, no matter how your business is structured, will create...
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