maximize401ksandiras
There are a lot of people looking to get into the real estate game. However, they have no idea where to start, so they don’t participate. And you can’t exactly blame them. There have historically been high barriers to entry into commercial real estate, such as steep up-front capital costs, so many people cannot afford to buy a property outright. What’s more, those who do invest will find that real estate investments are illiquid. Real estate cannot be as easily purchased and sold as stocks, bonds, and other equities. Therefore, investors who do have cash on hand are often hesitant to invest in...
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Retirement is no longer a sure thing for many people as defined-benefit pension plans are steadily declining. As of March 2022, 12% of private industry workers and 34 % of state and local government workers had access to both defined benefits and defined contribution plans. Conversely, only 3% of private industry workers have access to defined benefit plans, while 53 % of state and local government workers do. Meanwhile, 54 % of private industry workers had only defined contribution plans, and 5 % of state and local government workers had only defined contribution plans. This is why it’s so im...
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