savingsbyage
We financial millennials have the punchline for Boomers for way too long. But, guess what? When it comes to saving money? We’re on fire. According toa study by Charles Schwab, millennials save significantly more for retirement than Baby Boomers. Unlike their parents, this younger generation has started saving money as early as their mid-20s. In addition, millennials ranked higher than Generation X-ers on the Retirement Preparedness Scale largely due to an increase in their savings rate from 7.5% to 9.7% in the past two years. Their 401(k) balances are also higher than those of Gen Xers, accord...
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How much do you have saved for your retirement? Obviously, the answer depends on everything from your financial situation to retirement goals. And, another consideration? Your age. As an example, in terms of retirement savings and personal savings, Millennials are right smack in the middle when compared to older generations. That’s not too shabby considering that, generally speaking, Millennials are scared of retirement. The average Millennial (ages 25 to 40) has $51,300 in personal savings and $63,300 in retirement accounts. Those findings are based on Northwestern Mutual’s 2021 Planning & Pr...
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